Urban Micro Credit Program
Under ConstructionThe total amount of seed money of these programmes stand as Tk 66.8 million. The amount of cumulative fund has increased equivalent to Tk.1572 million through reinvestment and the number of beneficiaries is 91,969 families.
Acid Burn and PWD's Rehabilitation
The acid victims are to suffer physically, psychologically, financially and socially. Acid damages the tissues of the human body and even the bone. The victims become physically handicapped and lost their strength and potentialities. It is found that the acid victims suffer from the rehabilitation and integration problem in the society. On the other hand there was no micro-credit facility for the persons with disabilities. The persons with disabilities are normally dependent on the family members. But many persons with disabilities can do work and can be self-reliant. The MoSW has responded to the social sentiment regarding acid violence and has taken a programme on rehabilitation of acid burnt women and the handicapped people in the financial year 2002-2003. The DSS is implementing this challenging programme specially meant for acid burnt, other burnt and handicapped people all over the country.
Objectives of the Programm:
1. Collection of data and information of the acid and other burnt victims and disabled persons and find out their actual number
2. Provide interest free micro-credit for self-employment
3. Prepare priority list for training and rehabilitation
4. Provide skill training for the acid victims and disabled persons
5. Conduct awareness building and advocacy programme against acid violence
6. Arrange quickest treatment of the acid victims
7. Formation of voluntary groups for assisting the acid victims
8. Counseling the acid victims
9. Integration of the victims in the main stream of the family and society.
Micro-Credit Assistance:
The Urban Social Services Officer provides micro-credit along with medicare and counseling under this programme. A victim can get an amount of Taka 5,000/- to Taka 15,000/- interest free micro-credit from this programme after observing some formalities. Only 5% service charge is charged on the total aMoU nt of given micro-credit which is retained in project area for further investment. The micro-credit is repayable in 10 equal installments, and sometimes the repayment schedule may be extended up to 2 years. The repayment of first installment is allowed after 6 months of disbursement of the micro-credit.
The total amount of seed money of these programmes stand as Tk 749.9 million. The amount of cumulative fund has increased equivalent to Tk. 968.6 million through reinvestment and the number of beneficiaries is 80,260 families.
Objectives of the Programm:
1. Collection of data and information of the acid and other burnt victims and disabled persons and find out their actual number
2. Provide interest free micro-credit for self-employment
3. Prepare priority list for training and rehabilitation
4. Provide skill training for the acid victims and disabled persons
5. Conduct awareness building and advocacy programme against acid violence
6. Arrange quickest treatment of the acid victims
7. Formation of voluntary groups for assisting the acid victims
8. Counseling the acid victims
9. Integration of the victims in the main stream of the family and society.
Micro-Credit Assistance:
The Urban Social Services Officer provides micro-credit along with medicare and counseling under this programme. A victim can get an amount of Taka 5,000/- to Taka 15,000/- interest free micro-credit from this programme after observing some formalities. Only 5% service charge is charged on the total aMoU nt of given micro-credit which is retained in project area for further investment. The micro-credit is repayable in 10 equal installments, and sometimes the repayment schedule may be extended up to 2 years. The repayment of first installment is allowed after 6 months of disbursement of the micro-credit.
The total amount of seed money of these programmes stand as Tk 749.9 million. The amount of cumulative fund has increased equivalent to Tk. 968.6 million through reinvestment and the number of beneficiaries is 80,260 families.
Developed By: Md. Sadikur Rahman, Social Services Officer, Urban Social Services Office, Nilphamari, Bangladesh.
Email: [email protected]
Email: [email protected]